If the steps above don’t work, then ask if they could at least hold off on reporting the late payment to the credit reporting agencies that handle your credit report.
Okay, now let’s consider what happens after you have missed one payment (and remember, paying less than your minimum payment is equivalent to a missed payment).
When this happens, you will immediately be charged a late fee of approximately -35.
Since late fees get added right onto your balance, it will begin accumulating interest just like the rest of your debt!
Do you need to have mind-blowing sex to make love last?
Do you tell your partner when you’re hurt, or do you just expect them to read your mind?
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